Concerns are being raised about insurance gaps for homeowners due to recent coastal hazards. These hazards include sinkholes, erosion, and flooding waves, which are prompting warnings for homeowners to review their insurance coverage.

A looming El Niño event is also a factor in these warnings, as it may exacerbate coastal damage. Homeowners are being advised to assess their insurance policies to ensure they have adequate coverage.

Further details about the potential risks and insurance considerations are available, highlighting the importance of reviewing coverage in light of recent coastal hazards and the anticipated El Niño event.