In Los Angeles, many homeowners affected by the Eaton and Palisades fires are facing significant costs to rebuild. As of mid-August 2026, 36 homes have been fully rebuilt in the Pacific Palisades since the January 2025 Palisades Fire. Homeowners are struggling to cover the costs, with a notable gap in funding.

On average, they are short $500,000 to rebuild their homes, despite receiving insurance payouts. Further details on the efforts to address this issue are available, including information on government programs and bank offerings that aim to provide assistance to those affected by the fires.